Top 10 Cities in the World for Quality of Life

In its 2016 Quality of Living Index, Human Resources consultancy firm Mercer revealed which countries in the world rank high on quality of life. Here are the top ten cities on the list and some highlights on what make them great places to live in.

1. Vienna, Austria
Vienna
Top reasons to live here: Stable economic and political system, top notch educational system, culture, excellent public transport system, safe, beautiful scenery, nature destinations, clean environment, Viennese cafes and vibrant coffee culture

2. Zurich, Switzerland
Zürich
Top reasons to live here: Thriving economy, stable political condition, safe, multi-cultural, quality education, excellent transport network, scenic city, picturesque towns, breathtaking natural scenery, and top quality chocolates and watches

3. Auckland, New Zealand
Auckland
Top reasons to live here: Good quality of life, excellent educational system, fairly low cost of living, stable economy, safety, spacious housing, stunning views and scenery, picturesque countryside

4. Munich, Germany
1280px-stadtbild_munchen
Top reasons to live here: Good public transport system, safe environment, quality educational system, beautiful scenery, art, architecture, music, culture, beer

5. Vancouver, Canada
Vancouver
Top reasons to live here: One of the most beautiful and relaxing cities in the world, thriving economy, clean city, great educational system, high employment rate, shipping hub, breathtaking scenery, green spaces

6. Dusseldorf, Germany
Dusseldorf
Top reasons to live here: Excellent educational system including top notch international schools, fairly low cost of living, green spaces, modern architecture, active lifestyle, beer, fashion and art scene

7. Frankfurt, Germany
Frankfurt
Top reasons to live here: Stable economy, excellent transport system, international schools, culture, international vibe, architecture, apple wine, diverse cuisines

8. Geneva, Switzerland
Geneva
Top reasons to live here: Thriving economy, highly educated population, good quality education, excellent public transport system, safe and clean, breathtaking scenery including, green spaces and nature, chocolates

9. Copenhagen, Denmark
Copenhagen
Top reasons to live here: One of the happiest cities in the world, excellent educational system, bike-friendly city, co-housing developments, work-life balance, health and safety measures, impressive childcare opportunities, amazing working benefits, impressive architecture, culture, beautiful scenery

10. Sydney, Australia
Sydney
Top reasons to live here: Thriving economy, quality education, excellent public transport system, art and culture scene, safe and clean, scenic attractions and nature getaways, active lifestyle

7 Free Apps to Help You Stay on Budget

budget

Managing money is a skill that needs to be developed early in life. And yet, it is not something usually taught to young children and teens in schools. For some, money sense comes as they enter adulthood or sometimes even later after that. Building wealth and working towards financial freedom are among the top goals people have. Staying on budget and keeping track of finances are some of the building blocks that will help in achieving money goals. Whatever your financial goals may be, there are tools and resources that will help you get the results you want. From creating a home budget pie chart to budget-tracking and more, here are some of the best apps that will help you manage your finances better.

1. EveryDollar (iOS, Android)
For: Budget and financial planning. It helps you build a budget based on your monthl income using different expense categories that you can customize.

2. Expensify (iOS, Android)
For: Business travelers and other users who want to keep track of expenses to make it easier to create expense reports.

3. Mint (iOS, Android)
For: Personal finance management. This app helps you keep track of your overall state of your finances.

4. Mvelopes (iOS, Android)
For: Know where your money goes by keeping track of daily spending.

5. PocketGuard (iOS, Android)
For: Bank account, tracking, and money management rolled into one.

6. Unsplurge (iOS)
For: Saving money and keeping track of your savings goals.

7. Wally (iOS, Android)
For: Personal expense tracking. It is also designed to make it easier to keep track of saving goals and the amount of money you have already saved.

How To Be More Productive

productivity

Contrary to popular belief, being productive is not that hard.

For some people, it could be due to them having the right kind of work and the right kind of lifestyle. For other people, it could be due to them getting enough rest time after a long day and having enough recreation time after a long week.

But you know what?

There’s more to productivity than just having the right kind of work and lifestyle and getting enough rest time and recreation time.

You see, to be productive is to be:

Grateful

To be productive is to be grateful – not just for waking up each morning, but also for having the chance to do what you are supposed to do every single day. Even if you’re just a part time office cleaner or a freelance customer service representative, you must still be grateful for every opportunity given to you as you develop your skills and expand your knowledge.

Appreciative

To be productive is also to be appreciative – not just for those people who helped you get back up on your feet, but also for those people who caused you to fall down on your feet. Even if you’re just a low-income worker or a no-income volunteer, you must still be appreciative of those who are working hard just like you do and those who are helping others just like you do.

Yourself

To be productive is even to be yourself – not just for what you are capable of, but also for who you are. Even if you’ve had a bad experience before or you’ve caused someone a bad experience before, you must still be yourself to become who you are truly meant to be and to become a better person than ever.

Do you agree with these points? Let us know in the comments section below!

Getting More Things Done to Make Room for Some Personal Time

working

Many people continue to grapple with productivity despite the wealth of information and growing number of tools develop to address it. Getting things done at the least possible amount of time has long been the goal for people who want to carve out some personal time from the constant busyness. Multitasking and juggling what seem like endless tasks take its toll on performance and wellbeing. Here are some ways to be more efficient with time, accomplish more, and enjoy some personal time.

1. Review and reflect on how you use your time. You need to evaluate how you use your time on a typical day. Determine your peak hours, identify time vampires, and review how much of the important things you accomplish at any given day.

2. Work on one task or project at a time. Avoid multi-tasking. Doing more things at the same time does not automatically make you more efficient or effective. It may even lead to substandard work because of lack of focus or worse it may even cause some confusion and mix-ups. Instead of juggling several things at once, put all your attention and energy on doing quality work on a single task before moving on the next one on your to do list.

3. Organize and prioritize. Plan your day, create to do lists, stick to your schedule, track your progress, schedule break times, and be accountable of your time. Getting organized simplifies the process and adds more clarity to your daily goals. Tackle the more important work first or during your more productive hours. Avoid procrastinating as this can only cause unnecessary delays which only result to needless pressure and stress.

4. Identify and deal with time wasters. Your time wasters could be anything. They could be the emails you check every once in a while, messages you post on social media, random information you end up reading while surfing the Internet, phone calls, and so much more. Manage your time well so that you do not succumb to distractions. Schedule an hour each day for those tasks, either before or after your work.

5. Ask for help or delegate. Asking for help does not suggest any weakness on your part. It just means that you recognize that there might be a better way of doing things, one of which is to ask for support from others. Delegate if you can or ask for assistance on a particularly complicated task.